Texas · Insurance
Know before you file. Most people searching this want to check the roof after a storm without signing anything — that's what you'll get, in writing, from a vetted, insured Central Texas roofing contractor.
Get a written quotefree, with no contract required — that's the whole point.
Texas hail claims typically follow a replacement-cost policy, but many carriers have moved to a roof surface payment schedule that depreciates by age — check your declarations page for 'RSPS' or 'ACV roof' language.
Your carrier has a set period to acknowledge, investigate, and pay a claim under the Texas Prompt Payment of Claims Act, and a contractor who documents damage well makes that clock work in your favor.
You never have to sign a contract with a roofer to get an inspection or to file a claim. Any roofer who says otherwise is the reason this site exists.
Roofers cannot legally pay or waive your deductible in Texas — a 'free roof' pitch is a fraud red flag, not a deal.
How it works
Because if there's damage, the roofer wants the job. If there isn't, you've lost nothing and gained a documented baseline. Just don't sign a contingency agreement to get one.
A contract that locks you into using that roofer if the claim is approved. It's legal in Texas, but you don't need one to get an inspection or file a claim, and signing one before the claim is scoped gives away your leverage.
Quarter-size and up can bruise standard shingles, especially older ones. Golf-ball and larger damages almost any roof. Smaller hail rarely does, no matter what the door-knocker says.
In 13 counties and 99 cities and communities — every area listed below. If yours isn't there, send the address anyway; the partner's service radius is wider than the page list.