Boerne · Kendall County · Insurance
This is the Boerne page for free hail damage roof inspection. The short version: you want to check the roof after a storm without signing anything, and you can have it without a salesperson at the door.
Get a written quoteA Class 4 impact-rated shingle is the baseline here, not an upgrade — most carriers discount for it and some are starting to require it on replacements. This is the heart of the I-35 hail corridor, where golf-ball hail arrives most springs and bruises roofs that were fine the year before. Boom-era roofs look fine from the street and fail inspections anyway; granule loss and cracked pipe boots are the usual findings.
What it costs in Boerne: free, with no contract required — that's the whole point.
Texas hail claims typically follow a replacement-cost policy, but many carriers have moved to a roof surface payment schedule that depreciates by age — check your declarations page for 'RSPS' or 'ACV roof' language.
How it works
A contract that locks you into using that roofer if the claim is approved. It's legal in Texas, but you don't need one to get an inspection or file a claim, and signing one before the claim is scoped gives away your leverage.
Quarter-size and up can bruise standard shingles, especially older ones. Golf-ball and larger damages almost any roof. Smaller hail rarely does, no matter what the door-knocker says.
Texas hail claims typically follow a replacement-cost policy, but many carriers have moved to a roof surface payment schedule that depreciates by age — check your declarations page for 'RSPS' or 'ACV roof' language. Boerne is inside the everyday service radius, so there's no travel surcharge and no "we'll be in the area next month."