Smithville · Bastrop County · Insurance
This is the Smithville page for free hail damage roof inspection. The short version: you want to check the roof after a storm without signing anything, and you can have it without a salesperson at the door.
Get a written quoteHail season runs March through June with a fall echo, and the claim-filing window is measured from the storm date, so keep the date of every event that hit your street. Test-square counts before the adjuster arrives are what win reinspections — eight or more strikes per hundred square feet is the threshold most carriers use. Lower pitches on mid-century homes rule out some products and make ice-and-water shield in the valleys non-negotiable.
What it costs in Smithville: free, with no contract required — that's the whole point.
Texas hail claims typically follow a replacement-cost policy, but many carriers have moved to a roof surface payment schedule that depreciates by age — check your declarations page for 'RSPS' or 'ACV roof' language.
How it works
Because if there's damage, the roofer wants the job. If there isn't, you've lost nothing and gained a documented baseline. Just don't sign a contingency agreement to get one.
A contract that locks you into using that roofer if the claim is approved. It's legal in Texas, but you don't need one to get an inspection or file a claim, and signing one before the claim is scoped gives away your leverage.
Texas hail claims typically follow a replacement-cost policy, but many carriers have moved to a roof surface payment schedule that depreciates by age — check your declarations page for 'RSPS' or 'ACV roof' language. Smithville is inside the everyday service radius, so there's no travel surcharge and no "we'll be in the area next month."