Alamo Heights · San Antonio · Insurance
Roof claim help for Alamo Heights homeowners, with no fee and no contract required to get the inspection.
Get a written quoteCode-upgrade coverage (ordinance-or-law) matters most on historic homes, where bringing the roof to current code adds real cost the base claim won't cover. Claims on older roofs turn on the wear-versus-damage distinction, and the best evidence is an inspection report dated before the storm — or a very careful one dated right after.
Carriers apply depreciation hardest to older roofs, so know whether the policy pays replacement cost or actual cash value on the roof before filing.
You never have to sign a contract with a roofer to get an inspection or to file a claim. Any roofer who says otherwise is the reason this site exists.
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How it works
Code-upgrade coverage (ordinance-or-law) matters most on historic homes, where bringing the roof to current code adds real cost the base claim won't cover. Claims on older roofs turn on the wear-versus-damage distinction, and the best evidence is an inspection report dated before the storm — or a very careful one dated right after.
From aerial measurement of your specific roof, the home's age (built before 1980), and what you tell us. It's a number for your house, not an average for the neighborhood.
Test squares: a 10x10 foot area on each slope is chalked and hail strikes are counted. Most carriers use a threshold (often 8+ per square) to approve a slope. Your roofer should do the same count before the adjuster arrives.