Oklahoma · Insurance
Non-hurricane wind events. Most people searching this want to file a wind claim for a storm that wasn't a named hurricane — that's what you'll get, in writing, from a CIB-registered, insured Oklahoma roofing contractor from our vetted network.
Get a written quoteuses your regular flat deductible, which is why many Florida homeowners with real damage from a tropical storm or squall line come out much better than under the hurricane deductible.
Oklahoma City and Tulsa sit in one of the most hail-prone metro corridors in the country, and most Oklahoma homeowner policies now carry a percentage-based wind/hail deductible rather than a flat one — read your declarations page before assuming what a claim will net you.
State law gives homeowners a three-day right to cancel a contract signed with a door-to-door roofer, no penalty, no reason needed — useful leverage against a crew pressuring a same-day signature.
Oklahoma's Roofing Contractor Registration Act also requires a written contract disclosing the total price before work starts and bars a roofer from advertising a 'free roof' by covering your deductible — both are fraud red flags when you see them.
After a major hail event, out-of-state registration numbers spike; the CIB registry is public and takes under a minute to check before you sign anything.
How it works
Creased or folded shingles that have lost their seal, lifted tabs, missing shingles, and ridge cap damage — concentrated on the side the wind came from. Uniform wear on all slopes is age, not wind.
Only if the National Hurricane Center gave it a name and it was in effect for your area at the time of loss. A severe thunderstorm, derecho, or unnamed tropical system is a regular wind claim.
In Florida, carriers can't surcharge for a single claim from a declared event, but claims history does affect your ability to shop for coverage. In Texas, it varies by carrier.
In 8 counties and 29 cities and communities — every area listed below. If yours isn't there, send the address anyway; the partner's service radius is wider than the page list.