Georgia · Insurance
Know before you file. Most people searching this want to check the roof after a storm without signing anything — that's what you'll get, in writing, from a licensed, insured Georgia roofing contractor from our vetted network.
Get a written quotefree, with no contract required — that's the whole point.
Metro Atlanta and North Georgia sit in a real hail corridor — spring storms out of the Plains regularly track through Cherokee, Forsyth, and Gwinnett counties, and insurers here increasingly write percentage-based wind/hail deductibles instead of a flat dollar amount. Check your declarations page for it.
Coastal counties (Chatham, Bryan, Effingham) carry separate named-storm and hurricane deductibles, similar in concept to Florida's, that only apply once the National Hurricane Center issues a watch or warning for the area.
Georgia has no law banning assignment-of-benefits agreements the way Florida does, so read anything a roofer asks you to sign before a claim is filed — you can get an inspection and file a claim without signing away control of it.
The Georgia Office of Insurance and Safety Fire Commissioner regulates claims handling and is the right place to file a complaint if a carrier is dragging its feet on a documented claim.
How it works
Because if there's damage, the roofer wants the job. If there isn't, you've lost nothing and gained a documented baseline. Just don't sign a contingency agreement to get one.
A contract that locks you into using that roofer if the claim is approved. It's legal in Texas, but you don't need one to get an inspection or file a claim, and signing one before the claim is scoped gives away your leverage.
Quarter-size and up can bruise standard shingles, especially older ones. Golf-ball and larger damages almost any roof. Smaller hail rarely does, no matter what the door-knocker says.
In 16 counties and 70 cities and communities — every area listed below. If yours isn't there, send the address anyway; the partner's service radius is wider than the page list.