Brookhaven · DeKalb County · Insurance
This is the Brookhaven page for hail damage roof claim. The short version: you want to know if the hail actually damaged the roof and to get the claim approved if so, and you can have it without a salesperson at the door.
Get a written quoteLarger lots mean more roof — barns, workshops, carports — and a quote that only prices the house is leaving money on the table when a claim is involved. Separating the most recent storm's damage from older wear is what makes or breaks a claim on a roof that hasn't been inspected in years. Lower pitches on mid-century homes rule out some products and make ice-and-water shield in the valleys non-negotiable.
What it costs in Brookhaven: no cost to inspect; the roofer's incentive is a fully scoped claim, and yours is a new roof for the price of your deductible — both align when the damage is real.
Georgia has no law banning assignment-of-benefits agreements the way Florida does, so read anything a roofer asks you to sign before a claim is filed — you can get an inspection and file a claim without signing away control of it.
How it works
Test squares: a 10x10 foot area on each slope is chalked and hail strikes are counted. Most carriers use a threshold (often 8+ per square) to approve a slope. Your roofer should do the same count before the adjuster arrives.
Texas policies typically allow filing within a year or two of the event, but the sooner the better — weathering makes old hail damage harder to distinguish from wear.
Georgia has no law banning assignment-of-benefits agreements the way Florida does, so read anything a roofer asks you to sign before a claim is filed — you can get an inspection and file a claim without signing away control of it. Brookhaven is inside the everyday service radius, so there's no travel surcharge and no "we'll be in the area next month."