Georgetown · Savannah · Retail
Storm damage on a Georgetown roof: documented, priced, and — if it's a claim — scoped before the adjuster arrives.
Get a written quoteIn a mixed-age neighborhood, the same storm totals one roof and barely marks the next; an inspection tells you which you have before you decide whether to file. Established areas have the trees, and trees are most of the storm damage that isn't hail or hurricane.
Storm damage on an '80s or '90s tile roof usually means the underlayment took water — inspect beyond the broken tiles.
After a storm the HOA often coordinates a community-wide contractor; you can use them or not, but the approval process is the same either way.
Coastal counties (Chatham, Bryan, Effingham) carry separate named-storm and hurricane deductibles, similar in concept to Florida's, that only apply once the National Hurricane Center issues a watch or warning for the area.
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How it works
In a mixed-age neighborhood, the same storm totals one roof and barely marks the next; an inspection tells you which you have before you decide whether to file. Established areas have the trees, and trees are most of the storm damage that isn't hail or hurricane.
From aerial measurement of your specific roof, the home's age (built in the 1980s–90s), and what you tell us. It's a number for your house, not an average for the neighborhood.
Document immediately, tarp if there's active intrusion, and get inspected within days. Both states have claim-filing deadlines, and evidence fades as weather continues.