Fairway Estates · Dunedin · Insurance
Roof claim help for Fairway Estates homeowners, with no fee and no contract required to get the inspection.
Get a written quoteBuilder-grade shingle from this era rarely has a manufacturer warranty worth invoking, so the insurance route is usually the only route. Subdivision claims benefit from precedent: if the carrier already approved the same model house two doors down, that's persuasive at reinspection.
Carriers apply depreciation hardest to older roofs, so know whether the policy pays replacement cost or actual cash value on the roof before filing.
Florida's 2022 insurance reforms ended assignment-of-benefits agreements for new policies and shortened claim filing windows, so the order you do things in matters more than it used to.
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How it works
Builder-grade shingle from this era rarely has a manufacturer warranty worth invoking, so the insurance route is usually the only route. Subdivision claims benefit from precedent: if the carrier already approved the same model house two doors down, that's persuasive at reinspection.
From aerial measurement of your specific roof, the home's age (built before 1980), and what you tell us. It's a number for your house, not an average for the neighborhood.
The carrier's adjuster inspects the roof and writes a scope. Having your roofer present means damage doesn't get missed and the scope is argued on the spot rather than by letter later.