Lantana · Palm Beach County · Insurance
Denied Roof Claim Help in Lantana, FL: a written quote from a licensed Florida roofing contractor, built from aerial measurement, with no sales visit.
Get a written quoteOlder homes have older electrical and plumbing penetrations through the roof; replacing the boots and flashings on all of them is cheap during a re-roof and expensive later. Lower pitches on mid-century homes rule out some products and make ice-and-water shield in the valleys non-negotiable. Salt air corrodes fasteners and drip edge years before shingles look worn, so coastal roofs often fail from the metal out.
On cost: reinspection is free from our partners; if the dispute escalates to appraisal or a public adjuster, those are paid from the recovery, not up front.
Insurers can no longer refuse to write a policy solely because a roof is under 15 years old, and roofs older than that can qualify with a passing inspection showing at least five years of remaining life.
How it works
Ask for the report and photos. Get a roofer with claims experience to document the storm-specific damage the adjuster didn't attribute. Request a reinspection with your roofer present. Most reversals happen at this step.
A process in most policies where you and the carrier each hire an appraiser and a neutral umpire settles the difference. It's faster and cheaper than litigation, and roofers can't do it for you — a public adjuster or appraiser can.
Insurers can no longer refuse to write a policy solely because a roof is under 15 years old, and roofs older than that can qualify with a passing inspection showing at least five years of remaining life. Lantana is inside the everyday service radius, so there's no travel surcharge and no "we'll be in the area next month."