Portofino · Homestead · Retail
After a storm hits Portofino, this is the page that gets your roof documented and repaired without signing anything at the door.
Get a written quoteDebris from mature subdivision trees does as much damage as wind; check valleys for impact marks, not just missing shingles. Storm damage in a subdivision is easy to compare to neighbors, but the claim is still yours alone — the adjuster evaluates your roof, not the street.
Boom-era shingle is right at the age where a storm converts a marginal roof into an obvious replacement; the claim is often clean.
After a storm the HOA often coordinates a community-wide contractor; you can use them or not, but the approval process is the same either way.
Florida's 2022 insurance reforms ended assignment-of-benefits agreements for new policies and shortened claim filing windows, so the order you do things in matters more than it used to.
Storm Damage Roof Repair across Homestead → · All Portofino services →
How it works
Debris from mature subdivision trees does as much damage as wind; check valleys for impact marks, not just missing shingles. Storm damage in a subdivision is easy to compare to neighbors, but the claim is still yours alone — the adjuster evaluates your roof, not the street.
From aerial measurement of your specific roof, the home's age (built in the 2000s), and what you tell us. It's a number for your house, not an average for the neighborhood.
If the repair is near your deductible, pay for it — a claim on your record costs you at renewal. If it's a full replacement, file. Get the inspection first so you know which situation you're in.